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Associate Member
Professional Bio
Shams leads the FICO Score Auto Industry Practice with a focus on auto dealers, lenders, resellers, and solution providers. Before joining FICO, Shams spent over 20 years with JPMorgan Chase in leadership roles at Chase Auto, spanning analytics, credit risk management, product management, and strategic business management where she drove credit-based pricing and decisioning efficacy while enhancing dealer experience and profitability. At FICO, Shams brings deep auto industry insight and thought leadership to advance key FICO Score initiatives aimed at managing risk and broadening reach to drive outsized business outcomes and expand financial inclusion within the auto lending ecosystem.
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