Now Available….Phase 2 Compliance Certificate Programs

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Compliance Education

Today compliance is at the forefront in auto finance management. The Consumer Financial Protection Bureau requires that finance companies have a comprehensive Compliance Management System (CMS). The most critical part of a CMS is an educated workforce. The National Automotive Finance (NAF) Association is committed to providing comprehensive compliance education to the auto financing industry.Excellence-AwardThe NAF Association provides educational programs for finance company compliance management staff, stake holders involved in compliance and for those finance company employees that function in line capacities that deal directly with the public. The educational programs offer in-depth coverage of the laws and regulations that directly affect auto financing. Periodic testing to confirm understanding of material is part of each program and must be successfully completed before proceeding to graduation.


View Roster of Certified Professionals

Read the official publication of the NAF Association.
Non-Prime Times Magazine

Join and Become a Member Today

Members include companies engaged in indirect and direct below-prime auto financing, auto dealers and companies interested in furthering the goals of the NAF Association.

Full membership is open to companies that actively engage in indirect and direct below-prime auto financing and to auto dealers. These members have full voting rights and may serve on the board of directors.

Associate membership is open to organizations or individuals who have an interest in furthering the goals of the association but are not financing sources. Associates enjoy most of the benefits of membership but may not vote or serve as voting members of the board of directors.

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Who we are

Who We Are

The National Automotive Finance Association is the only trade association exclusively serving the below-prime auto financing industry – those companies involved in non-prime, sub-prime, near prime auto finance.

The National Automotive Finance Association believes that every consumer with the desire and means to purchase a vehicle should have fair, responsible and reasonable access to automotive financing. We believe a healthy and sustainable non-prime automotive marketplace is driven by ethical and responsible practices. The National Automotive Finance Association is the advocate and the voice for these practices and leading the way in building a forum of transparency and trust for all industry stakeholders: lenders, dealers, suppliers, shareholders and regulators.

More About NAF

Latest News


Industry Study Shows Sixth Straight Year of Growth in Non-Prime Auto Space

WASHINGTON, October 3, 2017–The non-prime automotive financing sector experienced the sixth consecutive year of market growth in 2016, according to the 2017 Non-Prime Automotive Financing Survey. Co-sponsored by the National … Read More


NAF Association Holds 20th Annual Conference

Conference Recap and the 2016 Non-Prime Industry Survey Hanover, Maryland – June 7, 2016 – The National Automotive Finance (NAF) Association held its 20th Annual Non-Prime Auto Financing Conference June … Read More


NAF Association Awarded the Auto Finance Excellence Award for Compliance Training Programs

October 22, 2015 — Las Vegas, NV – In a luncheon awards ceremony at the Auto Finance Summit held October 22, 2015 in Las Vegas the NAF Association received the … Read More


Participation Doubles in Non-Prime Auto Financing Survey for More Robust View of Industry

WASHINGTON, June 4, 2015 . . . The non-prime automotive financing sector experienced the fourth consecutive year of market growth and recovery in 2014, according to the 2015 Non-Prime Automotive … Read More