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Annual Non-Prime Automotive Financing Survey Report

About the Annual Survey Report 

Each year, the National Automotive Finance (NAF) Association and the American Financial Services Association (AFSA) collaborate with financing sources throughout the industry to develop the Annual Non-Prime Auto Financing Survey Report.

The report provides a comprehensive view of the non-prime auto finance landscape, helping organizations benchmark their performance, identify emerging trends, and make informed strategic decisions. By participating, finance companies contribute to a valuable industry resource that benefits organizations across the non-prime auto finance ecosystem.

2026 Survey

The 2026 Annual Non-Prime Auto Financing Survey Report delivers comprehensive performance metrics and benchmarking data from a broad range of finance companies, providing valuable insight into the current state of the non-prime auto finance market. The report examines key trends, portfolio performance, operational practices, and emerging challenges, equipping lenders with actionable data to benchmark their organizations, identify opportunities, and make informed strategic decisions.

Contributors receive the full report at no cost in recognition of their participation and the valuable role they play in advancing industry knowledge and benchmarking.

Special thanks to our survey participants, Gestalt for survey administration, and Black Book, Equifax, FICO, and Wolters Kluwer for their valuable industry insights and support. 



How to Access the Report

NAF Members
The 2026 Survey Report is included with a subscription to the NAF Learning Library. One organizational subscription provides every
employee at your company with access to the survey report, along with conference presentations, podcasts, quarterly legal reports, white papers, and a growing collection of professional development resources.

SUBSCRIBE TO THE LIBRARY

Non-Members
The 2026 Survey Report is available for purchase as a standalone resource. Gain immediate access to the industry's leading benchmarking report, featuring comprehensive performance metrics and market insights to help your organization make informed strategic decisions and better understand the ever-evolving non-prime auto finance landscape. 

PURCHASE THE REPORT

Already have access? If your company participated in the survey, your organization has already received complimentary access to the report. If your organization is an NAF member, please check your Member Compass to see whether your company subscribes to the NAF Learning Library. Every employee at subscribing organizations receives access to the survey report as part of the Learning Library subscription. If your organization does not subscribe to the Learning Library or is not an NAF member, the report may be purchased as a standalone resource.