CFPB’s Proposed Registry of Terms & Conditions
Power 30 Webinar Series presented by Hudson Cook, LLP
In January, the CFPB proposed a rule requiring certain organizations involved in automobile financing, lending, consumer reporting, debt collection, student loan servicing, and international money transfers to annually register their form contracts with the CFPB. Registration will be required if contracts waive consumers’ legal protections, limit how consumers enforce their rights, or restrict consumers’ ability to file complaints or post reviews. This session will address the proposal’s scope and exceptions, as well as the requirements.
Justin Hosie, Hudson Cook, LLP
Justin Hosie is a partner at Hudson Cook, and chair of the firm's Small Dollar and Alternative Financial Services Practice Group. He focuses his practice on regulatory compliance for alternative financial service providers in fintech, consumer lending, buy-now-pay-later, wage advance, and virtual rent-to-own. Justin is a frequent presenter to various industry groups on consumer financial regulations, the CFPB, innovation, and ethics. He also co-presents Hudson Cook's monthly CFPB Bites webinar series with Eric Johnson. Justin is AV rated by Martindale Hubbell and is recognized in The Best Lawyers in America©2023 for Financial Services Regulation Law.