Hudson Cook Presents Monthly CFPB Webinar Series

Partners Eric Johnson and Justin Hosie will keep clients up-to-date on the Consumer Financial Protection Bureau’s work.

Hudson Cook, LLP is pleased to announce a new monthly webinar series, CFPB Bites of the Month, beginning January 15, 2020.

With consumer financial services concerns front and center in the daily news cycles – including the 2020 Presidential election – the Consumer Financial Protection Bureau’s (CFPB) work has taken center stage. Since Trump’s appointee, Kathleen Kraninger, took over as the Bureau’s director in December 2018, we’ve seen an increase in the number of CIDs issued and enforcement actions over prior Acting Director Mick Mulvaney, and continued examinations, as well as an emphasis on consumer financial education.

To help keep clients abreast of what is happening at the CFPB, Hudson Cook Partners Eric Johnson and Justin Hosie will present monthly updates, including but not limited to: CFPB press, rulemaking, ongoing litigation, supervision and other timely news. In order to accommodate busy schedules, the webinars will last just 30 minutes during lunchtime on the third Wednesday of each month.

“With all of the press reports about the CFPB flooding our inboxes every day, we felt it would help our clients to take just 30 minutes a month to keep them up-to-date on the CFPB and how its work may affect their businesses,” said Justin Hosie. Eric Johnson added, “We write plenty of articles for various industry publications but thought it would benefit busy in-house counsel and other company executives if we condensed everything into a regular report. We want our clients to know what’s going on and how to mitigate their risk.”

Hudson Cook’s attorneys include former senior federal regulators and staff attorneys, including for the CFPB, as well as former in-house counsel for major banks and finance companies. Working with the firm’s Government Investigations, Examinations and Enforcement practice group, attorneys closely watch developments among federal and state agencies and legislative bodies to anticipate new laws and regulations as well as changes to existing statutes.

CFPB Bites of the Month is the newest webinar series from Hudson Cook, joining the monthly Compliance Coffee Breaks on the second Tuesday of each month. Information on all of the firm’s webinars can be found on the Hudson Cook website:

DIMONT Announces New Insurance Verification Service

Mitigates Fraud and Manages Risk for Lenders

DIMONT, the largest provider of specialty insurance and loan administration services to the residential mortgage and auto finance industries, today announced the availability of its new Insurance Verification Service which leverages DIMONT’s auto insurance industry experience and proprietary insurance monitoring technology to allow auto finance companies and their dealers to more quickly and accurately verify valid insurance coverage on potential borrowers.

This service is designed to help lenders better mitigate fraud and risk by receiving an electronic verification of insurance coverage within an hour. This replaces the manual process now in place at many finance companies, which can often take several days after the lender receives the funding package from the dealer.

“DIMONT’s new Insurance Verification Service streamlines the evaluative process for auto lenders, enabling them to quickly finalize more finance deals while supporting a better customer experience for their borrowers,” said Denis Brosnan, CEO, DIMONT. “We look forward to continuing to mitigate fraud and risk for our auto finance clients, as well as assist in the creation of greater financial operational efficiencies in the marketplace with this new service.”

Wolters Kluwer’s Lien Solutions Earns Two Golden Bridge Awards

Latest Product Innovation Accolades Represent Record Year of Industry Recognition

Wolters Kluwer’s Lien Solutions has earned two 2019 Golden Bridge Awards for superior product innovations developed for the benefit of its clients in the financial services industry. Lien Solutions was honored with a 2019 Golden Bridge Gold Award for its Portfolio Sync solution and a Bronze Award for its iLien Motor Vehicle solution.

The coveted annual Golden Bridge Awards program encompasses the world’s best in organizational performance, innovations, products and services, and customer programs from every major industry in the world. Lien Solutions was awarded its two 2019 Golden Bridge Awards based on its innovation in the following categories:

Best IT Software, Portfolio Sync (Gold): This first-of-its-kind lien automated management solution was designed for Lien Solutions’ clients who utilize multiple methods to submit Uniform Commercial Code (UCC) filings. Portfolio Sync combines these clients’ existing iLien filings with public records data into one consolidated view. This capability provides greater visibility into a lender’s lending portfolio and identifies potential “gaps” or issues that may require remedial action in order to maintain and protect a lender’s security interests.

Best IT Software Innovation, iLien Motor Vehicle (Bronze): iLien Motor Vehicle delivers a single point of management for processing and managing motor vehicle titles. It helps automate, streamline and connect lenders’ organizational workflows, improving the vehicle titling process and the ongoing management of vehicle titles. The solution saves time and significantly reduces the likelihood of costly vehicle title rejections. Supported by Lien Solutions’ extensive experience in commercial lending, the solution brings major benefits to those operating in the motor vehicle lien market.

“It’s no secret that for a business to achieve continued success, it must continuously look for innovative solutions that introduce new products and enhancements to the market in which it serves,” says Raja Sengupta, Executive Vice President and General Manager, Wolters Kluwer’s Lien Solutions, which has garnered a record number of 11 industry awards in 2019. “The development of our Portfolio Sync and iLien Motor Vehicle solutions perfectly embodies the spirit of creative invention that everyone at Lien Solutions has. That spirit of our team is what leads to these industry recognitions and, more importantly, helps our clients and their customers thrive. Simply put, innovation is part of our DNA.”

Wolters Kluwer’s Lien Solutions’ award-winning, flagship iLien solution is a web-based tool that gives lenders the ability to conduct public record searches, retrieve and view UCC and corporate records, create filings, and maintain their entire lending portfolio. The iLien suite of offerings includes comprehensive analytics, reporting, monitoring and auto-continuation capabilities, improving lenders’ ability to holistically view lien portfolios, helping mitigate risk and improving the quality and efficiency of a lender’s operations.

PassTime Launches Encore: A Revolutionary Wireless GPS Solution

PassTime®, a leading provider of GPS Solutions announced today the launch of Encore™, an exciting and revolutionary wireless GPS device.

Encore, with its vast array of cutting-edge technologies, delivers the performance, features and extensive battery life demanded by the asset protection industry in an incredibly small size. Eliminating the need to cut vehicle wires or the professional installation services needed for tapping into vehicle power, Encore’s small form factor and wire-free GPS solution allows it to be placed in a vehicle in minutes, in a variety of locations, while still being easily moved when needed.

Encore will complement PassTime’s already extensive line-up of patented and industry recognized GPS solutions serving auto dealers, auto finance companies and fleets across the country and can serve new markets where traditional device installation has been a barrier.

“Encore is truly a revolutionary product that we think is going to change the industry. Its wireless design that eliminates the need for a professional installation can significantly reduce logistical challenges and overall cost of the solution,” stated Chris Macheca, president & COO for PassTime. “The features, performance, and size of Encore are a feat of engineering and technology.”

With advanced lithium metal battery technology, Cat-M1 LTE connectivity and a suite of components selected for extremely low power consumption, Encore can achieve several years of battery life in an extremely compact design. Various power modes will allow customers to choose the features and reporting frequency they desire while balancing the battery life options that meet their business objectives.

Encore has completed extensive testing and is available now, on the AT&T network.

For more information, visit or contact PassTime at 877-727-7846 or

AUL Corp Fosters Deep Connection With NAPA Community Through Employee-Run Charitable Giving Committee

AUL Employees Cite Charity Committee as One of the Reasons the Firm Has Been Named to North Bay Business Journal’s ‘Best Places to Work’ List for 6 Consecutive Years

AUL Corp. (AUL), one of the nation’s leading automotive Finance & Insurance (F&I) providers, features an employee-run charitable giving committee that has just surpassed $500,000 in contributions since 2012, announced AUL President and CEO, Jimmy Atkinson. “Equally important to the contributions and the much-needed benefits, are the deep connections the employee-led committee has established and the many relationships they have fostered within the community,” Atkinson added.
The innovative committee, comprised of non-management employees, was established in 2012 to foster and enhance the firm’s connections with the local community. Yet, the impact to the members of the committee and the community has been far more meaningful than originally anticipated, according to Atkinson.
Challenged to research and identify local, regional, and national organizations across the spectrum of need, committee members recommend, approve, and facilitate the firm’s philanthropy program. This allows employees to see and feel a real difference being made in their community and beyond. “Being appointed a part of the charitable giving committee has been game changer for me,” stated Amy Hubert, a founding member of the committee. “I never imagined I could be so vested in or so proud to work for a company. AUL truly cares for us and entrusts us with a deeply meaningful responsibility.”
The impact of these contributions has been felt on both sides of the relationship. According to Yvonne Baginski, Director of Share the Care Napa Valley, “The AUL contribution to Share the Care has made life better for older adults who are alone, isolated, ill and frail in Napa County. A small local nonprofit, Share the Care relies only on individual donations to continue caring for the elderly in our community. AUL has made an enormous difference in the viability of our organization and ability to help others.”
Napa’s Hands Across the Valley agrees. “We are so grateful for the generous support from AUL over the past six years,” said George Altamura, Founder and Board President. “Generous companies like AUL send a message that our community cares about serving our most vulnerable members. There’s a reason why AUL is consistently named ‘one of the best places to work’ by the North Bay Business Journal. Their company culture is one of inclusion and community support, and we are proud to have them on board to help feed the hungry in Napa County.”
According Atkinson, “Since AUL’s founding in 1990, our people have always been our most important asset, and the activities of our charity committee have allowed us to share that philosophy with our community.”

Hudson Cook Welcomes New Partner Mark E. Rooney

Mark’s practice focuses on consumer litigation defense and government investigations in the financial services industry.


Hudson Cook, LLP is pleased to announce that attorney Mark E. Rooney has joined the firm as a partner in the Washington, D.C. office. His practice focuses on the defense of consumer litigation under the Fair Debt Collection Practices Act (FDCPA), Telephone Consumer Protection Act (TCPA), Fair Credit Reporting Act (FCRA), and other state and federal consumer protection laws.

Mark founded The Rooney Firm and has represented clients in litigation and defended clients against government enforcement actions and investigations for over 10 years at two prominent consumer financial services practices in Washington, D.C.

“Mark has a wealth of experience in the defense of both civil litigation matters as well as government enforcement actions against some of the most prominent companies in the financial services space,” said Lucy Morris, chair of Hudson Cook’s Government Investigations, Examinations and Enforcement practice. “His work as co-chair of the American Bar Association’s subcommittees on FDCPA and TCPA litigation exemplifies his leadership and depth of knowledge in consumer protection regulation.”

Mark joins the Hudson Cook Government Investigations, Examinations and Enforcement practice in providing litigation support to consumer financial services companies and others facing government scrutiny or private consumer litigation. The firm’s attorneys in this practice area have decades of experience as private practitioners, in-house counsel, and counsel for federal agencies, including the Consumer Financial Protection Bureau (CFPB), Federal Trade Commission (FTC) and Office of the Comptroller of the Currency (OCC).

Mark can be reached in Hudson Cook’s Washington, D.C. office at 202.715.2015 or by email at


AUL Corp Releases New Website to Support Firms’s Growth Into Full-Service F&I Provider

AUL’s New Website is Part of a Multi-Phase Digital Strategy to Modernize the Automobile Industry’s E-Contracting Experience.

 AUL Corp., one of the nation’s leading full service F&I providers, just launched a new streamlined website following its recent addition of GAP and Ancillary product offerings, announced Jose Fleites, AUL’s Chief Information Officer. In the coming months, the site will introduce an enhanced e-contracting and reporting environment, providing dealers and agents with a superior and seamless purchase and reporting experience. These additions are part of the first phase of a multi-year revamp of the firm’s IT solutions.

“The retail automobile industry continues its transformation into an all-digital sales process, and as it does, it is imperative that we stay in front by providing agents and dealers the best tools to do their job easier, better, and faster,” offered Fleites. “We are confident that our new digital solutions, and those still to come, will keep us on the leading edge of this ever-changing landscape,” he added.

Following the introduction of the new website and online tools, next year AUL will launch an enhanced accounting system that will further increase the accuracy and efficiency of our reporting and claims processes. All of these changes follow last year’s introduction of Ocean, the company’s new state-of-the-art and proprietary operating system that provides the technical foundation that makes these online tools possible and further positions AUL as a leading F&I product provider to automobile dealerships across the United States.

Wolters Kluwer’s Lien Solutions Wins Two Prestigious Industry Awards

iLien Motor Vehicle Garners Globee Awards, International Business Awards Recognition


Aug. 30, 2019 — Wolters Kluwer’s Lien Solutions has earned two major industry awards for its iLien Motor Vehicle product innovation, winning a Gold-level Globee Award in the “Fintech, Information Technology Innovation” category as well as an International Business Awards (IBA) Bronze-level Stevie Award in the “Best Financial Services Solution” category, respectively.

Launched in 2018, iLien Motor Vehicle delivers a single point of management for processing and managing motor vehicle titles. As a cloud-based SaaS, iLien Motor Vehicle is focused on meeting lenders’ everyday requirements, helping solve the most unique and complicated challenges in title perfection.These recognitions mark the third and fourth award accolades bestowed this year on iLien Motor Vehicle, and the seventh industry award in 2019 for the Lien Solutions business.

“Our longstanding leadership in lien management served as catalyst behind iLien Motor Vehicle,” said Raja Sengupta, Executive Vice President and General Manager of Wolters Kluwer’s Lien Solutions. “This solution addresses many motor vehicle title processing pain points, rooting out complexity, saving time, reducing risk, and ultimately producing better outcomes for lenders and their customers. We are pleased by the continued, independent market recognition that this innovation has received, not only from our clients but through accolades such as these two prestigious awards.”

Now in its sixth year, the Globee Awards is a peer-reviewed award program that celebrates the achievements of individuals and businesses worldwide across multiple industries. As part of the Stevie Awards competition, founded in 2002, the International Business Awards (IBA) are open to all organizations worldwide, and include categories to honor accomplishments in all aspects of work life.

Wolters Kluwer’s Lien Solutions is the market leader, processing one in every three UCC financing statements filed in all U.S. jurisdictions. Its award-winning, flagshipiLien solution is a web-based tool that gives lenders the ability to conduct public record searches, retrieve and view actual UCC and corporate records, create filings, and track their entire lending portfolio. The iLien suite of offerings includes comprehensive analytics, reporting, monitoring and auto-continuation capabilities, improving lenders’ ability to holistically view lien portfolios, helping mitigate risk and improving the quality and efficiency of a lender’s operations.

Nine Hudson Cook Attorneys Named to The Best Lawyers in America©2020

Nine Hudson Cook attorneys were recently selected for inclusion in The Best Lawyers in America©2020, including four who are celebrating 10 years or more on the list. Attorneys named to The Best Lawyers in America are recognized by their peers in the legal industry for their professional excellence in 145 practice areas. For The Best Lawyers in America 2020, nominees from 22,133 firms resulted in more than 62,000 recognized lawyers in 146 practice areas.

As a testament to their long-standing commitment to client service and practice in the industry, Richard P. Hackett is being recognized for the 19th time, Thomas B. Hudson for the 12th time, and Ronald D. Gorsline and Ryan S. Stinneford each for the 10th time.

The following Hudson Cook attorneys will be listed in The Best Lawyers in America 2020. The year next to each attorney’s name indicates the first year in which he was included in Best Lawyers:

Robert A. Cook (Partner Emeritus) Hanover, Maryland (2019)

  • Financial Services Regulation Law

Ronald D. Gorsline Ooltewah, Tennessee (2011)

  • Financial Services Regulation Law

Richard P. Hackett (Partner Emeritus) Portland, Maine (1995)

  • Financial Services Regulation Law

Thomas B. Hudson Hanover, Maryland (2009)

  • Financial Services Regulation Law

Eric L. Johnson Oklahoma City, Oklahoma (2012)

  • Banking and Finance Law
  • Commercial Litigation*
  • Financial Services Regulation Law
  • Litigation – Banking and Finance*

Curtis LinscottFort Worth, Texas (2019)

  • Financial Services Regulation Law

Wingrove S. Lynton Hanover, Maryland (2019)

  • Financial Services Regulation Law

Thomas P. Quinn, Jr. Fall River, Massachusetts (2013)

  • Banking and Finance Law

Ryan S. Stinneford Portland, Maine (2011)

  • Banking and Finance Law
  • Financial Services Regulation Law

V12 Vehicle Finance goes live with White Clarke Group’s Wholesale Finance Solution

V12 Vehicle Finance which is part of Secure Trust Bank (STB) has successfully gone live with White Clarke Group’s end-to-end CALMS Wholesale Finance Platform.

Following the initial workshops 9 months ago, White Clarke Group has delivered its out-of-the-box CALMS Wholesale Finance solution to V12 Vehicle Finance, enabling them with a greater speed to market as well as meeting the bank’s functional and technical requirements to facilitate each element of the dealer stock funding journey to become more effective and efficient.

V12 Vehicle Finance’s investment in the CALMS Wholesale Finance platform will automate the full wholesale lifecycle process, providing the bank with the ability to fund through a variety of channels, such as auctions and forecourt purchases, enabling dealers to manage their contracts through the CALMS Dealer Portal, as well as offering flexible configuration of finance products and easy integration with existing in-house and third-party systems.

“We are especially pleased with the success of this implementation. V12 Vehicle Finance has established a unique digital buying and funding journey for dealers and White Clarke Group’s platform supports the future growth of our business,” said David Mercer, Managing Director at Secure Trust Bank.

Peter Dyson, Group COO, White Clarke Group, added, “A collaborative approach and transparency from the start led to the smooth delivery of this project.

This is yet another great endorsement of our CALMS Wholesale Finance platform, which continues to get positive attention from businesses needing cost-effective, swift responses to increasingly dynamic customer requirements.

We are also now in the process of implementing our CALMS Retail Finance software for V12 Vehicle Finance, which is scheduled to go live in Q1 2020.”

For more information, please visit